This website was created by CommunityAmerica Credit Union (“CACU”) and is licensed by CACU’s subsidiary Copper Financial (“CuFi”). It is composed of various web pages operated by CACU. The “Website” shall be defined herein to include only those webpages provided by CACU and CuFi to a client of CuFi for use as part of the client’s member-facing online banking system.
Use of Internet cookies. We reserve the right to use small text ﬁles called cookies to collect anonymous web site traﬃc data. This information helps improve our web services. Our cookies do not collect or store any personally identiﬁable information.
Access. You are responsible for keeping your password and online account information conﬁdential. We are not responsible for the use or misuse of your data by individuals you grant account access to. You hereby acknowledge and agree to indemnify, defend, and hold harmless CuFi and CACU and their employees and aﬃliates against any claim, cause of action, loss, liability, damages, cost, or expense of any nature whatsoever (including attorney fees) arising out of or relating to the use or misuse of Website by any users or individual(s) you have granted online account access.
Links to Third-Party Sites. The Website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of CACU and CuFi and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. CACU and CuFi are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by CACU and CuFi of the site or any association with its operators.
No Fiduciary Relationship. Nothing on the Website by itself is intended to provide personal, professional, ﬁnancial, tax, business, or legal advice. No ﬁduciary relationship is created by your use of the Website alone.
Unauthorized Use. As a condition of your use of the Website, you warrant to CACU and CuFi that you will not use the Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Website in any manner, which could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website.
Availability. You understand and agree that Website is a service provided for your convenience only and access may be denied, suspended, or terminated at any time by us in our sole discretion and without notice.
Information Transmitted by Users. You are responsible for anything you transmit outside of the Website. You understand that all information transmitted and received through the Internet is subject to unauthorized interception, diversion, corruption, loss, access, and disclosure. You acknowledge that transmitting any data by text or email that you consider to be conﬁdential or proprietary is done so at your own risk.
No Warranty. THE MATERIALS AND FUNCTIONALITY OF THE WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, CuFi AND CACU DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, COMPLETENESS, ACCURACY, OR FREEDOM FROM COMPUTER VIRUS. OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW, UNDER NO CIRCUMSTANCE WILL CuFi OR CACU BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER’S RELIANCE ON INFORMATION OBTAINED THROUGH THE WEBSITE.
General Legal Terms
You acknowledge and agree that the form and nature of the Website, which CACU and CuFi provides, may change from time to time with or without prior notice to you.
If any term or provision of this Agreement is determined to be illegal or invalid, or if any duty required by this Agreement is determined to be illegal, invalid or otherwise unenforceable by a court of competent jurisdiction, then to the extent necessary to make such provision of this Agreement legal, valid, or otherwise enforceable, such term or provision will be limited, construed or severed and deleted from this Agreement, and the remaining portion of such term or provision and the remaining other terms and provisions hereof shall survive, remain in full force and eﬀect and continue to be binding, and will be interpreted to give eﬀect to the intention of the parties insofar as that is possible.
Parties agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration, both Parties each waive any right to a jury trial. Parties both agree that either Party may bring suit in court to enjoin infringement or other misuses of intellectual property rights.
These Terms are effective as of June 1, 2020.